Side-by-side · Q2 2026 data
People'S Community Federal Credit Union vs Mountaincrest Credit Union
Credit union
People'S Community Federal Credit Union
Vancouver, Washington · $100 million – $1 billion
Metric by metric
| Measure | People'S Community Federal Credit Union | Mountaincrest Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 23 | 26 (stronger) |
| Earnings | 57 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 86 (stronger) | 74 |
| Peer percentile | 54th | 41st |
| Total assets | $269.1M | $152.9M |
| Deposits / shares | $236.7M | $130.9M |
| Capital ratio | 15.51% (stronger) | 14.42% |
| Problem loans | 2.32% | 2.22% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.96% |
| Return on assets | 0.92% | 0.99% (stronger) |
| Loans ÷ deposits | 51.8% (stronger) | 74.8% |
| Uninsured deposits | 3.8% (stronger) | 5.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.9% | — |
People'S Community Federal Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), People'S Community Federal Credit Union leads on 5 and Mountaincrest Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.