Side-by-side · Q2 2026 data
People'S Credit Union vs Federal Employees Credit Union
Metric by metric
| Measure | People'S Credit Union | Federal Employees Credit Union |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 29 | 61 (stronger) |
| Earnings | 55 | 91 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 44th | 70th |
| Total assets | $24.9M | $22.4M |
| Deposits / shares | $19.9M | $14.9M |
| Capital ratio | 19.67% | 33.18% (stronger) |
| Problem loans | 2.12% | 1.18% (stronger) |
| Net charge-offs | 0.32% | 0.22% (stronger) |
| Return on assets | 0.88% | 1.79% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 99.9% |
| Uninsured deposits | 1.8% (stronger) | 4.1% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.9% | — |
Federal Employees Credit Union has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), People'S Credit Union leads on 2 and Federal Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.