Side-by-side · Q2 2026 data
Peoples First Savings Bank vs Cincinnati Interagency Federal Credit Union
Credit union
Cincinnati Interagency Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Peoples First Savings Bank | Cincinnati Interagency Federal Credit Union |
|---|---|---|
| TellerScore | 42 | 92 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 22 | 73 (stronger) |
| Earnings | 37 | 98 (stronger) |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 61 | 96 (stronger) |
| Peer percentile | 5th | 92nd |
| Total assets | $99.9M | $30.8M |
| Deposits / shares | $85.5M | $24.9M |
| Capital ratio | 10.01% | 18.24% (stronger) |
| Problem loans | 2.34% | 0.82% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.56% |
| Return on assets | 0.43% | 1.96% (stronger) |
| Loans ÷ deposits | 102.8% | 49.5% (stronger) |
| Uninsured deposits | 20.4% | 2.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cincinnati Interagency Federal Credit Union has the higher TellerScore (92 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Peoples First Savings Bank leads on 1 and Cincinnati Interagency Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.