Side-by-side · Q2 2026 data
Peoples First Savings Bank vs Spring Valley Bank
Metric by metric
| Measure | Peoples First Savings Bank | Spring Valley Bank |
|---|---|---|
| TellerScore | 42 | 89 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 22 | 86 (stronger) |
| Earnings | 37 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 49 |
| Problem-loan coverage | 61 | 98 (stronger) |
| Peer percentile | 5th | 94th |
| Total assets | $99.9M | $113.6M |
| Deposits / shares | $85.5M | $67.0M |
| Capital ratio | 10.01% | 34.07% (stronger) |
| Problem loans | 2.34% | 0.43% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.43% | 2.90% (stronger) |
| Loans ÷ deposits | 102.8% (stronger) | 154.7% |
| Uninsured deposits | 20.4% | 16.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.9% |
Spring Valley Bank has the higher TellerScore (89 vs 42). On the 6 directional measures above (where higher or lower is clearly better), Peoples First Savings Bank leads on 1 and Spring Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.