Side-by-side · Q2 2026 data
Peoples Savings and Loan Company vs Pillar Credit Union
Metric by metric
| Measure | Peoples Savings and Loan Company | Pillar Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 26 | 80 (stronger) |
| Earnings | 36 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $157.4M | $134.8M |
| Deposits / shares | $126.2M | $120.4M |
| Capital ratio | 20.34% (stronger) | 11.64% |
| Problem loans | 2.22% | 0.60% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.39% | 1.17% (stronger) |
| Loans ÷ deposits | 57.4% (stronger) | 67.9% |
| Uninsured deposits | 6.9% | 5.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Savings and Loan Company leads on 3 and Pillar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.