Side-by-side · Q2 2026 data
Peoples State Bank vs Crossbridge Community Bank
Metric by metric
| Measure | Peoples State Bank | Crossbridge Community Bank |
|---|---|---|
| TellerScore | 56 | 81 (stronger) |
| Capital cushion | 52 | 81 (stronger) |
| Loan quality | 53 | 91 (stronger) |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 45 | 64 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 15th | 80th |
| Total assets | $1.5B | $216.7M |
| Deposits / shares | $1.2B | $187.1M |
| Capital ratio | 10.17% | 13.14% (stronger) |
| Problem loans | 1.40% | 0.28% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.10% | 1.27% (stronger) |
| Loans ÷ deposits | 95.4% (stronger) | 96.4% |
| Uninsured deposits | 33.2% | 8.4% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Crossbridge Community Bank has the higher TellerScore (81 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and Crossbridge Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.