Side-by-side · Q2 2026 data
Peoples State Bank vs Marathon Bank
Metric by metric
| Measure | Peoples State Bank | Marathon Bank |
|---|---|---|
| TellerScore | 56 | 82 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 53 | 99 (stronger) |
| Earnings | 64 (stronger) | 51 |
| Funding & liquidity | 45 | 47 (stronger) |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 15th | 82nd |
| Total assets | $1.5B | $261.1M |
| Deposits / shares | $1.2B | $197.8M |
| Capital ratio | 10.17% | 15.34% (stronger) |
| Problem loans | 1.40% | 0.03% (stronger) |
| Net charge-offs | 0.00% | -0.28% (stronger) |
| Return on assets | 1.10% (stronger) | 0.78% |
| Loans ÷ deposits | 95.4% (stronger) | 109.9% |
| Uninsured deposits | 33.2% | 17.6% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 8.2% |
Marathon Bank has the higher TellerScore (82 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and Marathon Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.