Side-by-side · Q2 2026 data
Peoples State Bank vs The Park Bank
Metric by metric
| Measure | Peoples State Bank | The Park Bank |
|---|---|---|
| TellerScore | 56 | 64 (stronger) |
| Capital cushion | 52 | 57 (stronger) |
| Loan quality | 53 | 92 (stronger) |
| Earnings | 64 (stronger) | 48 |
| Funding & liquidity | 45 (stronger) | 31 |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 15th | 33rd |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.17% | 10.74% (stronger) |
| Problem loans | 1.40% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.10% (stronger) | 0.71% |
| Loans ÷ deposits | 95.4% (stronger) | 103.5% |
| Uninsured deposits | 33.2% (stronger) | 38.5% |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 9.1% |
The Park Bank has the higher TellerScore (64 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and The Park Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.