Headquartered in Madison, Wisconsin, The Park Bank is a state-chartered bank with $1.5B in total assets and $1.2B in deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1966.
Based on its Q2 2026 filing, The Park Bank scores 64/100, which we describe as moderate. That is higher than only 33% of 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 118th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is funding & liquidity (31/100; 104% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the earnings component improved by 9 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 62 |
| Q1 2025 | 63 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 62 |
| Q1 2026 | 62 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.87% |
| Q3 2024 | 10.09% |
| Q4 2024 | 10.32% |
| Q1 2025 | 10.30% |
| Q2 2025 | 10.42% |
| Q3 2025 | 10.45% |
| Q4 2025 | 10.40% |
| Q1 2026 | 10.51% |
| Q2 2026 | 10.74% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.04% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.22% |
| Q4 2025 | 0.24% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.34% |
| Q1 2025 | 0.44% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $1.5B | 10.74% | 0.24% | 0.71% | 103.5% |
| Q1 2026 | 62 | $1.5B | 10.51% | 0.26% | 0.54% | 101.3% |
| Q4 2025 | 62 | $1.6B | 10.40% | 0.24% | 0.56% | 100.5% |
| Q3 2025 | 61 | $1.5B | 10.45% | 0.22% | 0.51% | 106.3% |
| Q2 2025 | 61 | $1.5B | 10.42% | 0.23% | 0.47% | 107.0% |
| Q1 2025 | 63 | $1.5B | 10.30% | 0.03% | 0.44% | 103.7% |
| Q4 2024 | 62 | $1.5B | 10.32% | 0.04% | 0.34% | 105.7% |
| Q3 2024 | 60 | $1.5B | 10.09% | 0.04% | 0.28% | 109.4% |
| Q2 2024 | 60 | $1.5B | 9.87% | 0.04% | 0.26% | 110.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples State BankBank Wausau, WI | 56 out of 100, Moderate | $1.5B | 10.2% | 1.40% | vs |
| Bankers' BankBank Madison, WI | 69 out of 100, Moderate | $1.5B | 14.7% | 0.55% | vs |
| Waukesha State BankBank Waukesha, WI | 80 out of 100, Strong | $1.6B | 11.5% | 0.25% | vs |
| Horicon BankBank Horicon, WI | 63 out of 100, Moderate | $1.7B | 9.7% | 0.93% | vs |
| Forward BankBank Marshfield, WI | 64 out of 100, Moderate | $1.3B | 9.2% | 0.28% | vs |
| CCFBank National AssociationBank Altoona, WI | 50 out of 100, Below average | $1.8B | 11.2% | 2.28% | vs |
Deposit insurance
Is my money safe at The Park Bank?
Yes. The Park Bank is an FDIC-insured institution (FDIC certificate #19608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.5% of deposits ($479.9M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.74%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.35% (benchmark: 10%).
10 locations
Branches
The Park Bank lists 10 offices in 6 cities. Most locations:
- Madison, WI (5)
- Cross Plains, WI (1)
- Fitchburg, WI (1)
- Middleton, WI (1)
- Sun Prairie, WI (1)
- Verona, WI (1)
HMDA 2025
Mortgage lending
In 2025, The Park Bank reported 596 home-loan applications under HMDA (LEI YQI2CPR3Z44KAR0HG822): 469 originated ($176,365,000 total), 48 denied, and 68 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Park Bank
- Type
- State-chartered bank
- FDIC certificate #
- 19608
- RSSD ID
- 403946
- Primary regulator
- FDIC
- Holding company
- Park Bcorp Inc
- Established
- July 18, 1966
- Headquarters
- 2401 S Park St, Madison, WI 53713
- Website
- www.park.bank
- Employees
- 161
Quick answers
The Park Bank: common questions
Is The Park Bank FDIC insured?
Yes. The Park Bank is an FDIC-insured institution (FDIC certificate #19608). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Park Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Park Bank ever failed?
There is no failure record for FDIC certificate #19608 in the FDIC failed bank list.
How many branches does The Park Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Madison
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mississippi Public Employees Federal Credit UnionCredit union Jackson, MS | 97 out of 100, Very strong | $29.2M | 18.1% | 0.10% | vs |
| Madison Fire Department Credit UnionCredit union Madison, WI | 90 out of 100, Very strong | $5.5M | 19.9% | 0.00% | vs |
| Bank of Prairie du SacBank Prairie Du Sac, WI | 88 out of 100, Very strong | $744.5M | 13.7% | 0.00% | vs |
| Mound City BankBank Platteville, WI | 86 out of 100, Very strong | $550.7M | 13.1% | 0.11% | vs |
| John Deere Financial, f.s.b.Bank Middleton, WI | 82 out of 100, Strong | $4.9B | 19.4% | 0.27% | vs |
| Badger BankBank Fort Atkinson, WI | 82 out of 100, Strong | $206.0M | 12.4% | 0.07% | vs |