Side-by-side · Q2 2026 data
Peoples State Bank of Colfax vs Farmers & Merchants Bank of Hutsonville
Bank
Farmers & Merchants Bank of Hutsonville
Hutsonville, Illinois · Under $100 million in assets
Metric by metric
| Measure | Peoples State Bank of Colfax | Farmers & Merchants Bank of Hutsonville |
|---|---|---|
| TellerScore | 84 | 95 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 72 | 97 (stronger) |
| Funding & liquidity | 94 (stronger) | 71 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 76th | 97th |
| Total assets | $49.5M | $52.0M |
| Deposits / shares | $43.7M | $42.1M |
| Capital ratio | 11.74% | 18.48% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.31% | 1.93% (stronger) |
| Loans ÷ deposits | 45.7% (stronger) | 89.6% |
| Uninsured deposits | 20.8% | 10.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers & Merchants Bank of Hutsonville has the higher TellerScore (95 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Peoples State Bank of Colfax leads on 1 and Farmers & Merchants Bank of Hutsonville on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.