Side-by-side · Q2 2026 data
Peoples State Bank of Colfax vs Iaa Credit Union
Metric by metric
| Measure | Peoples State Bank of Colfax | Iaa Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 67 | 90 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 72 (stronger) | 63 |
| Funding & liquidity | 94 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 76th | 86th |
| Total assets | $49.5M | $415.0M |
| Deposits / shares | $43.7M | $351.2M |
| Capital ratio | 11.74% | 14.04% (stronger) |
| Problem loans | 0.00% (stronger) | 0.47% |
| Net charge-offs | 0.03% (stronger) | 0.19% |
| Return on assets | 1.31% (stronger) | 1.07% |
| Loans ÷ deposits | 45.7% (stronger) | 68.8% |
| Uninsured deposits | 20.8% | 7.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Peoples State Bank of Colfax leads on 4 and Iaa Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.