Side-by-side · Q2 2026 data
Peoples Trust and Savings Bank vs Green River Area Federal Credit Union
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Peoples Trust and Savings Bank | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 89 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 30 | 82 (stronger) |
| Earnings | 25 | 77 (stronger) |
| Funding & liquidity | 63 | 88 (stronger) |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 9th | 87th |
| Total assets | $240.6M | $60.3M |
| Deposits / shares | $192.4M | $47.7M |
| Capital ratio | 12.96% | 20.74% (stronger) |
| Problem loans | 2.09% | 0.53% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.25% |
| Return on assets | 0.11% | 1.43% (stronger) |
| Loans ÷ deposits | 90.4% | 72.2% (stronger) |
| Uninsured deposits | 21.3% | 7.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust and Savings Bank leads on 1 and Green River Area Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.