Side-by-side · Q2 2026 data
Peoples Trust Company of St. Albans vs Eastrise Federal Credit Union
Metric by metric
| Measure | Peoples Trust Company of St. Albans | Eastrise Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 68 | 73 (stronger) |
| Loan quality | 86 (stronger) | 80 |
| Earnings | 61 | 66 (stronger) |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 57th | 70th |
| Total assets | $395.4M | $3.2B |
| Deposits / shares | $348.8M | $2.7B |
| Capital ratio | 11.79% | 12.32% (stronger) |
| Problem loans | 0.41% (stronger) | 0.60% |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 1.02% | 1.14% (stronger) |
| Loans ÷ deposits | 84.4% (stronger) | 99.3% |
| Uninsured deposits | 18.1% | 7.5% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 6.3% |
Peoples Trust Company of St. Albans has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust Company of St. Albans leads on 4 and Eastrise Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.