Side-by-side · Q2 2026 data
Peoples Trust Company of St. Albans vs Green Mountain Credit Union
Credit union
Green Mountain Credit Union
South Burlingto, Vermont · $100 million – $1 billion
Metric by metric
| Measure | Peoples Trust Company of St. Albans | Green Mountain Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 45 |
| Capital cushion | 68 | 87 (stronger) |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 61 (stronger) | 33 |
| Funding & liquidity | 72 (stronger) | 50 |
| Problem-loan coverage | 95 (stronger) | 48 |
| Peer percentile | 57th | 3rd |
| Total assets | $395.4M | $152.0M |
| Deposits / shares | $348.8M | $114.8M |
| Capital ratio | 11.79% | 13.70% (stronger) |
| Problem loans | 0.41% (stronger) | 3.91% |
| Net charge-offs | 0.04% (stronger) | 0.62% |
| Return on assets | 1.02% (stronger) | 0.32% |
| Loans ÷ deposits | 84.4% (stronger) | 120.5% |
| Uninsured deposits | 18.1% | 6.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Peoples Trust Company of St. Albans has the higher TellerScore (74 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Trust Company of St. Albans leads on 5 and Green Mountain Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.