Side-by-side · Q2 2026 data
Peru Federal Savings Bank vs Streator Onized Credit Union
Metric by metric
| Measure | Peru Federal Savings Bank | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 84 |
| Earnings | 51 | 67 (stronger) |
| Funding & liquidity | 96 (stronger) | 70 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 91st | 86th |
| Total assets | $208.5M | $423.3M |
| Deposits / shares | $172.8M | $354.0M |
| Capital ratio | 16.43% (stronger) | 15.58% |
| Problem loans | 0.28% (stronger) | 0.47% |
| Net charge-offs | 0.00% (stronger) | 1.21% |
| Return on assets | 0.77% | 1.19% (stronger) |
| Loans ÷ deposits | 64.5% (stronger) | 90.6% |
| Uninsured deposits | 13.7% | 4.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.2% |
Peru Federal Savings Bank has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Peru Federal Savings Bank leads on 5 and Streator Onized Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.