Side-by-side · Q2 2026 data
Pilgrim Baptist Credit Union vs Access Credit Union
Metric by metric
| Measure | Pilgrim Baptist Credit Union | Access Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 100th | 44th |
| Total assets | $263K | $57.9M |
| Deposits / shares | $195K | $49.6M |
| Capital ratio | 25.77% (stronger) | 13.96% |
| Problem loans | 0.00% (stronger) | 1.24% |
| Net charge-offs | 0.00% (stronger) | 0.42% |
| Return on assets | 2.86% (stronger) | 0.32% |
| Loans ÷ deposits | 1.6% (stronger) | 60.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pilgrim Baptist Credit Union has the higher TellerScore (100 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Pilgrim Baptist Credit Union leads on 6 and Access Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.