Side-by-side · Q2 2026 data
Pillar Credit Union vs Advantage Credit Union
Metric by metric
| Measure | Pillar Credit Union | Advantage Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 67 (stronger) | 23 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 68th | 36th |
| Total assets | $134.8M | $43.2M |
| Deposits / shares | $120.4M | $40.1M |
| Capital ratio | 11.64% (stronger) | 9.43% |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.80% |
| Return on assets | 1.17% (stronger) | 0.07% |
| Loans ÷ deposits | 67.9% | 51.2% (stronger) |
| Uninsured deposits | 5.1% | 3.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pillar Credit Union leads on 4 and Advantage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.