TellerScore

Headquartered in Mansfield, Ohio, Advantage Credit Union is a federally insured state-chartered credit union with $43.2M in total assets and $40.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Advantage Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 112th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (23/100, 0.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.43%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings23/100
Return on assets (annualized): 0.07%
Funding & liquidity100/100
Loans ÷ shares: 51.2% · 3.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).

TellerScore
666971Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202471
Q3 202469
Q4 202466
Q1 202566
Q2 202568
Q3 202568
Q4 202567
Q1 202667
Q2 202668
Net worth ratio
7.00%8.43%9.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.74%
Q3 20249.86%
Q4 20249.67%
Q1 20259.52%
Q2 20259.63%
Q3 20259.59%
Q4 20259.41%
Q1 20269.56%
Q2 20269.43%
Delinquent loans (60+ days)
0.00%0.14%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.15%
Q4 20240.28%
Q1 20250.05%
Q2 20250.00%
Q3 20250.07%
Q4 20250.16%
Q1 20260.08%
Q2 20260.00%
Return on assets
-0.16%0.10%0.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.24%
Q4 20240.12%
Q1 2025-0.16%
Q2 20250.02%
Q3 20250.06%
Q4 20250.14%
Q1 20260.05%
Q2 20260.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$43.2M9.43%0.00%0.07%51.2%
Q1 202667$42.5M9.56%0.08%0.05%52.9%
Q4 202567$43.1M9.41%0.16%0.14%55.1%
Q3 202568$41.9M9.59%0.07%0.06%57.8%
Q2 202568$41.5M9.63%0.00%0.02%58.5%
Q1 202566$41.8M9.52%0.05%-0.16%58.0%
Q4 202466$41.3M9.67%0.28%0.12%60.6%
Q3 202469$40.8M9.86%0.15%0.24%63.4%
Q2 202471$41.3M9.74%0.00%0.36%62.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.43%
12th
Problem loans0.00%
94th
Net charge-offs0.80%
18th
Return on assets0.07%
22nd
Loans to deposits51.2%
62nd
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs
Valley One Community Federal Credit UnionCredit union Steubenville, OH79 out of 100, Strong$42.2M12.2%0.16%vs
Cleveland Police Credit UnionCredit union Cleveland, OH78 out of 100, Strong$42.2M13.5%1.26%vs
New Horizon Federal Credit UnionCredit union Barberton, OH82 out of 100, Strong$44.9M13.2%0.17%vs
First Ohio Community Federal Credit UnionCredit union North Canton, OH77 out of 100, Strong$45.2M10.7%0.00%vs
All Saints Federal Credit UnionCredit union Parma, OH80 out of 100, Strong$45.4M19.4%1.08%vs

Deposit insurance

Is my money safe at Advantage Credit Union?

Yes. Advantage Credit Union is a federally insured credit union (NCUA charter #61383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.43%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Advantage Credit Union lists 1 office in 1 city. Most locations:

  • Ontario, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Advantage Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61383
RSSD ID
17594
Primary regulator
State + NCUA
Established
1961
Headquarters
P.O. Box 2674, Mansfield, OH 44906
Employees
14

Quick answers

Advantage Credit Union: common questions

Is Advantage Credit Union NCUA insured?

Yes. Advantage Credit Union is a federally insured credit union (NCUA charter #61383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Advantage Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Advantage Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Mansfield

InstitutionScoreAssetsCapitalProblem loansCompare
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Ashland Community Federal Credit UnionCredit union Ashland, OH84 out of 100, Strong$23.1M12.3%0.10%vs
Sutton BankBank Attica, OH77 out of 100, Strong$1.7B10.0%0.02%vs
Pillar Credit UnionCredit union Marion, OH76 out of 100, Strong$134.8M11.6%0.60%vs
First Federal Bank of OhioBank Galion, OH75 out of 100, Strong$282.9M13.7%0.93%vs
Civista BankBank Sandusky, OH75 out of 100, Strong$4.3B12.7%0.92%vs