Side-by-side · Q2 2026 data
Pillar Credit Union vs Greater Cincinnati School Credit Union
Credit union
Greater Cincinnati School Credit Union
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Pillar Credit Union | Greater Cincinnati School Credit Union |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 66 | 84 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 67 (stronger) | 45 |
| Funding & liquidity | 92 (stronger) | 86 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 68th | 74th |
| Total assets | $134.8M | $135.1M |
| Deposits / shares | $120.4M | $116.3M |
| Capital ratio | 11.64% | 13.38% (stronger) |
| Problem loans | 0.60% | 0.46% (stronger) |
| Net charge-offs | 0.22% | 0.16% (stronger) |
| Return on assets | 1.17% (stronger) | 0.62% |
| Loans ÷ deposits | 67.9% (stronger) | 74.2% |
| Uninsured deposits | 5.1% | 0.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Cincinnati School Credit Union has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pillar Credit Union leads on 2 and Greater Cincinnati School Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.