Side-by-side · Q2 2026 data
Pima Federal Credit Union vs Desert Financial Credit Union
Metric by metric
| Measure | Pima Federal Credit Union | Desert Financial Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 44 | 71 (stronger) |
| Loan quality | 81 | 84 (stronger) |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 50th | 88th |
| Total assets | $1.7B | $9.9B |
| Deposits / shares | $1.5B | $8.9B |
| Capital ratio | 9.40% | 12.10% (stronger) |
| Problem loans | 0.56% | 0.47% (stronger) |
| Net charge-offs | 0.42% | 0.29% (stronger) |
| Return on assets | 1.19% (stronger) | 1.11% |
| Loans ÷ deposits | 78.3% | 59.9% (stronger) |
| Uninsured deposits | 11.8% | 11.7% (stronger) |
| Offices | 6 | 51 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | 26.1% |
Desert Financial Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pima Federal Credit Union leads on 1 and Desert Financial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.