Side-by-side · Q2 2026 data
Pinal County Federal Credit Union vs Vantage West Credit Union
Credit union
Pinal County Federal Credit Union
Casa Grande, Arizona · $100 million – $1 billion
Metric by metric
| Measure | Pinal County Federal Credit Union | Vantage West Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 82 (stronger) | 72 |
| Earnings | 46 | 51 (stronger) |
| Funding & liquidity | 95 (stronger) | 71 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 45th | 33rd |
| Total assets | $338.8M | $3.3B |
| Deposits / shares | $259.8M | $2.8B |
| Capital ratio | 9.86% | 10.32% (stronger) |
| Problem loans | 0.53% (stronger) | 0.84% |
| Net charge-offs | 0.68% (stronger) | 1.48% |
| Return on assets | 0.66% | 0.78% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 89.4% |
| Uninsured deposits | 5.5% (stronger) | 6.3% |
| Offices | 5 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pinal County Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Pinal County Federal Credit Union leads on 5 and Vantage West Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.