Side-by-side · Q2 2026 data
Pine Belt Federal Credit Union vs Ampot Federal Credit Union
Credit union
Pine Belt Federal Credit Union
Hattiesburg, Mississippi · Under $100 million in assets
Credit union
Ampot Federal Credit Union
Hamilton, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Pine Belt Federal Credit Union | Ampot Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 76 (stronger) | 39 |
| Earnings | 21 (stronger) | 0 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 47th | 11th |
| Total assets | $13.9M | $15.2M |
| Deposits / shares | $10.0M | $13.5M |
| Capital ratio | 27.22% (stronger) | 11.20% |
| Problem loans | 0.72% (stronger) | 1.84% |
| Net charge-offs | 1.15% | 0.18% (stronger) |
| Return on assets | 0.02% (stronger) | -1.81% |
| Loans ÷ deposits | 92.7% | 57.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pine Belt Federal Credit Union has the higher TellerScore (73 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Pine Belt Federal Credit Union leads on 4 and Ampot Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.