Side-by-side · Q2 2026 data
Pine River State Bank vs First Western Bank & Trust
Metric by metric
| Measure | Pine River State Bank | First Western Bank & Trust |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 35 | 46 (stronger) |
| Loan quality | 75 (stronger) | 53 |
| Earnings | 57 | 59 (stronger) |
| Funding & liquidity | 98 (stronger) | 64 |
| Problem-loan coverage | 87 (stronger) | 70 |
| Peer percentile | 26th | 13th |
| Total assets | $185.3M | $2.4B |
| Deposits / shares | $169.8M | $2.0B |
| Capital ratio | 8.48% | 9.61% (stronger) |
| Problem loans | 0.74% (stronger) | 1.42% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.92% | 0.96% (stronger) |
| Loans ÷ deposits | 62.2% (stronger) | 96.7% |
| Uninsured deposits | 13.3% | 6.1% (stronger) |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | 5.4% |
Pine River State Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Pine River State Bank leads on 4 and First Western Bank & Trust on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.