Side-by-side · Q2 2026 data
Pioneer Bank vs Elysian Bank
Metric by metric
| Measure | Pioneer Bank | Elysian Bank |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 52 | 72 (stronger) |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 83 | 96 (stronger) |
| Funding & liquidity | 68 (stronger) | 66 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 47th | 63rd |
| Total assets | $883.8M | $76.0M |
| Deposits / shares | $763.0M | $66.4M |
| Capital ratio | 10.20% | 12.25% (stronger) |
| Problem loans | 0.58% (stronger) | 0.74% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.57% | 1.90% (stronger) |
| Loans ÷ deposits | 84.2% (stronger) | 86.9% |
| Uninsured deposits | 22.6% | 21.7% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Elysian Bank has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Bank leads on 2 and Elysian Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.