Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs First Sentinel Bank
Metric by metric
| Measure | Pioneer Community Bank, Inc. | First Sentinel Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 86 (stronger) | 50 |
| Loan quality | 90 | 96 (stronger) |
| Earnings | 51 | 54 (stronger) |
| Funding & liquidity | 73 (stronger) | 49 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 75th | 34th |
| Total assets | $191.1M | $398.0M |
| Deposits / shares | $160.2M | $348.5M |
| Capital ratio | 13.58% (stronger) | 10.02% |
| Problem loans | 0.29% | 0.11% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.33% |
| Return on assets | 0.78% | 0.85% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 96.0% |
| Uninsured deposits | 11.6% (stronger) | 28.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 5.7% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 5 and First Sentinel Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.