Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs New Peoples Bank, Inc.
Metric by metric
| Measure | Pioneer Community Bank, Inc. | New Peoples Bank, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 86 (stronger) | 62 |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 51 | 79 (stronger) |
| Funding & liquidity | 73 | 73 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 75th | 64th |
| Total assets | $191.1M | $942.5M |
| Deposits / shares | $160.2M | $828.4M |
| Capital ratio | 13.58% (stronger) | 11.17% |
| Problem loans | 0.29% (stronger) | 0.45% |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 0.78% | 1.48% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 87.6% |
| Uninsured deposits | 11.6% (stronger) | 12.7% |
| Offices | 6 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 5.9% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 6 and New Peoples Bank, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.