Side-by-side · Q2 2026 data
Pioneer Community Bank, Inc. vs Whitesville State Bank
Metric by metric
| Measure | Pioneer Community Bank, Inc. | Whitesville State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 65 |
| Capital cushion | 86 (stronger) | 50 |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 51 (stronger) | 41 |
| Funding & liquidity | 73 | 92 (stronger) |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 75th | 29th |
| Total assets | $191.1M | $137.6M |
| Deposits / shares | $160.2M | $126.3M |
| Capital ratio | 13.58% (stronger) | 9.96% |
| Problem loans | 0.29% (stronger) | 0.65% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 0.78% (stronger) | 0.53% |
| Loans ÷ deposits | 87.1% | 59.8% (stronger) |
| Uninsured deposits | 11.6% (stronger) | 22.8% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 27.1% |
Pioneer Community Bank, Inc. has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Community Bank, Inc. leads on 6 and Whitesville State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.