Side-by-side · Q2 2026 data
Pioneer Valley Federal Credit Union vs Homefield Credit Union
Credit union
Pioneer Valley Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Pioneer Valley Federal Credit Union | Homefield Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 87 (stronger) | 77 |
| Earnings | 47 (stronger) | 29 |
| Funding & liquidity | 72 (stronger) | 68 |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 54th | 19th |
| Total assets | $167.2M | $170.4M |
| Deposits / shares | $144.3M | $145.8M |
| Capital ratio | 11.62% (stronger) | 10.12% |
| Problem loans | 0.39% (stronger) | 0.69% |
| Net charge-offs | 0.62% | 0.06% (stronger) |
| Return on assets | 0.66% (stronger) | 0.23% |
| Loans ÷ deposits | 88.3% (stronger) | 92.3% |
| Uninsured deposits | 9.0% | 8.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | — |
Pioneer Valley Federal Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Pioneer Valley Federal Credit Union leads on 5 and Homefield Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.