Side-by-side · Q2 2026 data
Pioneer Valley Federal Credit Union vs New Bedford Credit Union
Credit union
Pioneer Valley Federal Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Pioneer Valley Federal Credit Union | New Bedford Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 66 (stronger) | 60 |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 47 | 49 (stronger) |
| Funding & liquidity | 72 | 83 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 54th | 54th |
| Total assets | $167.2M | $168.7M |
| Deposits / shares | $144.3M | $149.7M |
| Capital ratio | 11.62% (stronger) | 11.01% |
| Problem loans | 0.39% (stronger) | 0.44% |
| Net charge-offs | 0.62% | 0.13% (stronger) |
| Return on assets | 0.66% | 0.72% (stronger) |
| Loans ÷ deposits | 88.3% | 76.9% (stronger) |
| Uninsured deposits | 9.0% | 7.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | 22.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Pioneer Valley Federal Credit Union leads on 2 and New Bedford Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.