Side-by-side · Q2 2026 data
Pipefitters-Steamfitters Credit Union vs Ely Area Credit Union
Credit union
Pipefitters-Steamfitters Credit Union
Woodbury, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Pipefitters-Steamfitters Credit Union | Ely Area Credit Union |
|---|---|---|
| TellerScore | 83 | 99 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 64 | 95 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 72nd | 99th |
| Total assets | $51.6M | $74.3M |
| Deposits / shares | $44.4M | $61.6M |
| Capital ratio | 13.43% | 16.97% (stronger) |
| Problem loans | 1.07% | 0.14% (stronger) |
| Net charge-offs | 0.19% | -0.18% (stronger) |
| Return on assets | 1.69% | 2.60% (stronger) |
| Loans ÷ deposits | 57.6% | 41.9% (stronger) |
| Uninsured deposits | 9.7% | 2.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Ely Area Credit Union has the higher TellerScore (99 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Pipefitters-Steamfitters Credit Union leads on 0 and Ely Area Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.