Side-by-side · Q2 2026 data
Pipefitters-Steamfitters Credit Union vs Novation Credit Union
Credit union
Pipefitters-Steamfitters Credit Union
Woodbury, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Pipefitters-Steamfitters Credit Union | Novation Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 71 |
| Capital cushion | 84 (stronger) | 60 |
| Loan quality | 64 | 78 (stronger) |
| Earnings | 87 (stronger) | 63 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 72nd | 54th |
| Total assets | $51.6M | $244.0M |
| Deposits / shares | $44.4M | $216.1M |
| Capital ratio | 13.43% (stronger) | 10.99% |
| Problem loans | 1.07% | 0.66% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.32% |
| Return on assets | 1.69% (stronger) | 1.07% |
| Loans ÷ deposits | 57.6% (stronger) | 81.6% |
| Uninsured deposits | 9.7% | 3.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
Pipefitters-Steamfitters Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pipefitters-Steamfitters Credit Union leads on 5 and Novation Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.