Side-by-side · Q2 2026 data
Pittsburgh City Hall Employees Federal Credit Union vs Merho Federal Credit Union
Credit union
Pittsburgh City Hall Employees Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pittsburgh City Hall Employees Federal Credit Union | Merho Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 74 (stronger) |
| Capital cushion | 41 | 63 (stronger) |
| Loan quality | 61 | 66 (stronger) |
| Earnings | 14 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 13th | 49th |
| Total assets | $55.9M | $60.8M |
| Deposits / shares | $54.2M | $54.5M |
| Capital ratio | 9.06% | 11.34% (stronger) |
| Problem loans | 1.18% | 1.02% (stronger) |
| Net charge-offs | 0.68% | 0.18% (stronger) |
| Return on assets | -0.15% | 1.21% (stronger) |
| Loans ÷ deposits | 42.1% | 28.5% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 4.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Merho Federal Credit Union has the higher TellerScore (74 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Pittsburgh City Hall Employees Federal Credit Union leads on 1 and Merho Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.