Side-by-side · Q2 2026 data
Pittsford Federal Credit Union vs Genesee Co-Op Federal Credit Union
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Pittsford Federal Credit Union | Genesee Co-Op Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 82 (stronger) | 48 |
| Earnings | 51 | 79 (stronger) |
| Funding & liquidity | 86 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 63rd | 59th |
| Total assets | $542.3M | $47.5M |
| Deposits / shares | $476.0M | $31.9M |
| Capital ratio | 11.91% | 23.39% (stronger) |
| Problem loans | 0.55% (stronger) | 1.55% |
| Net charge-offs | 0.01% (stronger) | 0.26% |
| Return on assets | 0.77% | 1.48% (stronger) |
| Loans ÷ deposits | 74.7% (stronger) | 87.9% |
| Uninsured deposits | 10.1% (stronger) | 10.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | — |
Genesee Co-Op Federal Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Pittsford Federal Credit Union leads on 4 and Genesee Co-Op Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.