Side-by-side · Q2 2026 data
Planites Credit Union vs Service Plus Credit Union
Metric by metric
| Measure | Planites Credit Union | Service Plus Credit Union |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 63 | 73 (stronger) |
| Loan quality | 72 | 85 (stronger) |
| Earnings | 40 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 38th | 68th |
| Total assets | $39.8M | $34.7M |
| Deposits / shares | $35.1M | $30.4M |
| Capital ratio | 11.28% | 12.29% (stronger) |
| Problem loans | 0.85% | 0.46% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.55% |
| Return on assets | 0.50% | 1.12% (stronger) |
| Loans ÷ deposits | 49.2% (stronger) | 59.5% |
| Uninsured deposits | 8.5% | 2.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Plus Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Planites Credit Union leads on 2 and Service Plus Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.