Side-by-side · Q2 2026 data
Planters and Citizens Bank vs Ameris Bank
Metric by metric
| Measure | Planters and Citizens Bank | Ameris Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 55 | 64 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 46 | 69 (stronger) |
| Funding & liquidity | 70 (stronger) | 28 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 47th | 63rd |
| Total assets | $139.2M | $28.4B |
| Deposits / shares | $117.3M | $22.7B |
| Capital ratio | 10.54% | 11.41% (stronger) |
| Problem loans | 0.06% (stronger) | 0.57% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.66% | 1.23% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 98.3% |
| Uninsured deposits | 28.5% (stronger) | 45.6% |
| Offices | 2 | 164 |
| CFPB complaints (3 yrs) | — | 272 |
| Complaints per $1B deposits | — | 12.0 |
| Mortgage denial rate (HMDA) | — | 10.5% |
Planters and Citizens Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Planters and Citizens Bank leads on 5 and Ameris Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.