Side-by-side · Q2 2026 data
Platte Valley Bank vs Guernsey Community Federal Credit Union
Credit union
Guernsey Community Federal Credit Union
Guernsey, Wyoming · Under $100 million in assets
Metric by metric
| Measure | Platte Valley Bank | Guernsey Community Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 51 |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 98 (stronger) | 73 |
| Funding & liquidity | 54 (stronger) | 45 |
| Problem-loan coverage | 94 (stronger) | 0 |
| Peer percentile | 53rd | 10th |
| Total assets | $809.2M | $1.8M |
| Deposits / shares | $693.0M | $1.4M |
| Capital ratio | 9.73% | 21.29% (stronger) |
| Problem loans | 0.40% (stronger) | 19.81% |
| Net charge-offs | 0.31% | 0.00% (stronger) |
| Return on assets | 1.95% (stronger) | 1.33% |
| Loans ÷ deposits | 95.3% (stronger) | 104.1% |
| Uninsured deposits | 24.4% (stronger) | 25.1% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Platte Valley Bank has the higher TellerScore (73 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Platte Valley Bank leads on 5 and Guernsey Community Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.