Side-by-side · Q2 2026 data
Plumas Bank vs Commonwealth Business Bank
Metric by metric
| Measure | Plumas Bank | Commonwealth Business Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 68 | 89 (stronger) |
| Loan quality | 48 (stronger) | 37 |
| Earnings | 92 (stronger) | 64 |
| Funding & liquidity | 50 (stronger) | 45 |
| Problem-loan coverage | 84 (stronger) | 80 |
| Peer percentile | 44th | 33rd |
| Total assets | $2.3B | $2.0B |
| Deposits / shares | $1.9B | $1.7B |
| Capital ratio | 11.77% | 13.93% (stronger) |
| Problem loans | 1.55% (stronger) | 1.88% |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.09% |
| Loans ÷ deposits | 79.1% (stronger) | 90.5% |
| Uninsured deposits | 42.9% | 37.7% (stronger) |
| Offices | 18 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plumas Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Plumas Bank leads on 4 and Commonwealth Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.