Side-by-side · Q2 2026 data
Plumas Bank vs Mission Bank
Metric by metric
| Measure | Plumas Bank | Mission Bank |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 68 | 72 (stronger) |
| Loan quality | 48 | 99 (stronger) |
| Earnings | 92 (stronger) | 87 |
| Funding & liquidity | 50 (stronger) | 44 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 44th | 90th |
| Total assets | $2.3B | $2.0B |
| Deposits / shares | $1.9B | $1.8B |
| Capital ratio | 11.77% | 12.22% (stronger) |
| Problem loans | 1.55% | 0.02% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.33% |
| Return on assets | 1.80% (stronger) | 1.67% |
| Loans ÷ deposits | 79.1% (stronger) | 85.4% |
| Uninsured deposits | 42.9% (stronger) | 43.0% |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mission Bank has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Plumas Bank leads on 4 and Mission Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.