Side-by-side · Q2 2026 data
Plumas Bank vs Oak Valley Community Bank
Metric by metric
| Measure | Plumas Bank | Oak Valley Community Bank |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 48 | 100 (stronger) |
| Earnings | 92 (stronger) | 64 |
| Funding & liquidity | 50 | 59 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 44th | 80th |
| Total assets | $2.3B | $2.0B |
| Deposits / shares | $1.9B | $1.8B |
| Capital ratio | 11.77% (stronger) | 11.48% |
| Problem loans | 1.55% | 0.00% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.31% |
| Return on assets | 1.80% (stronger) | 1.11% |
| Loans ÷ deposits | 79.1% | 65.3% (stronger) |
| Uninsured deposits | 42.9% (stronger) | 46.9% |
| Offices | 18 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oak Valley Community Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Plumas Bank leads on 4 and Oak Valley Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.