Side-by-side · Q2 2026 data
PNC Bank, National Association vs H.P.C. Credit Union
Metric by metric
| Measure | PNC Bank, National Association | H.P.C. Credit Union |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 40 | 86 (stronger) |
| Loan quality | 75 (stronger) | 38 |
| Earnings | 73 (stronger) | 52 |
| Funding & liquidity | 48 | 92 (stronger) |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 53rd | 45th |
| Total assets | $609.8B | $171.9M |
| Deposits / shares | $457.8B | $148.0M |
| Capital ratio | 8.98% | 13.63% (stronger) |
| Problem loans | 0.74% (stronger) | 1.86% |
| Net charge-offs | 0.24% (stronger) | 0.27% |
| Return on assets | 1.32% (stronger) | 0.81% |
| Loans ÷ deposits | 79.7% | 68.0% (stronger) |
| Uninsured deposits | 44.8% | 9.2% (stronger) |
| Offices | 2,305 | 3 |
| CFPB complaints (3 yrs) | 9,272 | — |
| Complaints per $1B deposits | 20.3 | — |
| Mortgage denial rate (HMDA) | 33.8% | — |
H.P.C. Credit Union has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), PNC Bank, National Association leads on 3 and H.P.C. Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.