Side-by-side · Q2 2026 data
PNC Bank, National Association vs Santander Bank, N.A.
Metric by metric
| Measure | PNC Bank, National Association | Santander Bank, N.A. |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 40 | 75 (stronger) |
| Loan quality | 75 (stronger) | 39 |
| Earnings | 73 (stronger) | 60 |
| Funding & liquidity | 48 | 73 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 53rd | 73rd |
| Total assets | $609.8B | $104.0B |
| Deposits / shares | $457.8B | $84.4B |
| Capital ratio | 8.98% | 12.48% (stronger) |
| Problem loans | 0.74% (stronger) | 1.84% |
| Net charge-offs | 0.24% (stronger) | 0.55% |
| Return on assets | 1.32% (stronger) | 1.00% |
| Loans ÷ deposits | 79.7% | 67.9% (stronger) |
| Uninsured deposits | 44.8% | 31.9% (stronger) |
| Offices | 2,305 | 554 |
| CFPB complaints (3 yrs) | 9,281 | — |
| Complaints per $1B deposits | 20.3 | — |
| Mortgage denial rate (HMDA) | 33.8% | — |
Santander Bank, N.A. has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), PNC Bank, National Association leads on 3 and Santander Bank, N.A. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Philadelphia, PA
- New York, NY
- Boston, MA
- Miami, FL
- Newark, NJ
- Lancaster, PA
- Trenton, NJ
- Wilmington, DE
- Jersey City, NJ
- Toms River, NJ
- Hamilton, NJ
- Elizabeth, NJ
- East Brunswick, NJ
- Edison, NJ
- West Windsor, NJ
- York, PA
- Harrisburg, PA
- Media, PA
- Quincy, MA
- Roxbury, MA
- Somerville, MA
- Brick, NJ
- Cherry Hill, NJ
- Freehold, NJ
- Perth Amboy, NJ
- Union, NJ
- Hanover, PA
- King Of Prussia, PA
- Warminster, PA
- Piscataway, NJ