Side-by-side · Q2 2026 data
Pocono Medical Center Federal Credit Union vs Utilities Employees Credit Union
Credit union
Pocono Medical Center Federal Credit Union
East Stroudsbur, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pocono Medical Center Federal Credit Union | Utilities Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 91 (stronger) | 58 |
| Earnings | 23 | 42 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 54th | 82nd |
| Total assets | $3.4M | $1.5B |
| Deposits / shares | $3.0M | $1.3B |
| Capital ratio | 12.90% | 15.73% (stronger) |
| Problem loans | 0.28% (stronger) | 1.26% |
| Net charge-offs | 0.28% | 0.18% (stronger) |
| Return on assets | 0.07% | 0.54% (stronger) |
| Loans ÷ deposits | 46.5% (stronger) | 63.5% |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.2% |
Utilities Employees Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pocono Medical Center Federal Credit Union leads on 3 and Utilities Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.