TellerScore

Pocono Medical Center Federal Credit Union is a federal credit union headquartered in East Stroudsbur, Pennsylvania, in business for about 53 years. At the end of Q2 2026 it reported $3.4M in total assets and $3.0M in member shares and deposits, with 1 office.

Pocono Medical Center Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 134th. Funding & liquidity contributes the most (100/100, 46% loans-to-deposits, 0% uninsured); earnings contributes the least (23/100, 0.07%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.90%
Loan quality91/100
Loans 60+ days delinquent ÷ total loans: 0.28%
Earnings23/100
Return on assets (annualized): 0.07%
Funding & liquidity100/100
Loans ÷ shares: 46.5% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 76).

TellerScore
767981Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202480
Q4 202481
Q1 202576
Q2 202577
Q3 202577
Q4 202576
Q1 202677
Q2 202676
Net worth ratio
7.00%9.95%12.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.13%
Q3 202411.51%
Q4 202411.67%
Q1 202511.69%
Q2 202511.63%
Q3 202512.56%
Q4 202512.59%
Q1 202612.72%
Q2 202612.90%
Delinquent loans (60+ days)
0.00%0.24%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.11%
Q4 20240.00%
Q1 20250.27%
Q2 20250.00%
Q3 20250.30%
Q4 20250.48%
Q1 20260.30%
Q2 20260.28%
Return on assets
0.07%0.51%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.84%
Q3 20240.96%
Q4 20240.83%
Q1 20250.56%
Q2 20250.36%
Q3 20250.39%
Q4 20250.39%
Q1 20260.32%
Q2 20260.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$3.4M12.90%0.28%0.07%46.5%
Q1 202677$3.5M12.72%0.30%0.32%46.7%
Q4 202576$3.5M12.59%0.48%0.39%49.1%
Q3 202577$3.5M12.56%0.30%0.39%54.3%
Q2 202577$3.7M11.63%0.00%0.36%48.9%
Q1 202576$3.7M11.69%0.27%0.56%53.7%
Q4 202481$3.6M11.67%0.00%0.83%56.3%
Q3 202480$3.7M11.51%0.11%0.96%58.5%
Q2 202476$4.1M10.13%0.00%0.84%49.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.90%
39th
Problem loans0.28%
69th
Net charge-offs0.28%
41st
Return on assets0.07%
22nd
Loans to deposits46.5%
69th
Uninsured deposits0.0%
81st
Loan-loss reserves0.40%
76th
Texas ratio0.9%
68th

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Fort Ligonier Federal Credit UnionCredit union Jerome, PA77 out of 100, Strong$3.2M15.9%1.27%vs
Kennaford Federal Credit UnionCredit union Bedford, PA60 out of 100, Moderate$3.8M32.8%2.25%vs
B I Federal Credit UnionCredit union Sewickley, PA62 out of 100, Moderate$3.0M37.1%3.80%vs
Acba Fed Credit Union (3226)Credit union Pittsburgh, PA46 out of 100, Below average$3.0M13.5%3.60%vs

Deposit insurance

Is my money safe at Pocono Medical Center Federal Credit Union?

Yes. Pocono Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #21240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pocono Medical Center Federal Credit Union lists 1 office in 1 city. Most locations:

  • East Stroudsburg, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Pocono Medical Center Federal Credit Union
Type
Federal credit union
NCUA charter #
21240
RSSD ID
229687
Primary regulator
NCUA
Established
1973
Headquarters
Po Box 1144, East Stroudsbur, PA 18301
Employees
2

Quick answers

Pocono Medical Center Federal Credit Union: common questions

Is Pocono Medical Center Federal Credit Union NCUA insured?

Yes. Pocono Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #21240). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pocono Medical Center Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pocono Medical Center Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near East Stroudsbur

InstitutionScoreAssetsCapitalProblem loansCompare
The Honesdale National BankBank Honesdale, PA84 out of 100, Strong$1.2B13.7%0.24%vs
First Northern Bank and Trust CompanyBank Palmerton, PA81 out of 100, Strong$921.5M15.3%1.16%vs
Pennsylvania State Employees Credit UnionCredit union Harrisburg, PA80 out of 100, Strong$9.7B11.8%0.75%vs
Citizens Savings BankBank Clarks Summit, PA78 out of 100, Strong$359.0M15.1%0.27%vs
Utilities Employees Credit UnionCredit union Reading, PA77 out of 100, Strong$1.5B15.7%1.26%vs
First Hope Bank, A National Banking AssociationBank Hope, NJ70 out of 100, Strong$656.7M10.0%0.00%vs