Side-by-side · Q2 2026 data
Points West Community Bank vs FirsTier Bank
Metric by metric
| Measure | Points West Community Bank | FirsTier Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 38 |
| Capital cushion | 42 | 64 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 78 (stronger) | 51 |
| Funding & liquidity | 84 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 9 |
| Peer percentile | 61st | 1st |
| Total assets | $877.6M | $1.0B |
| Deposits / shares | $768.0M | $883.2M |
| Capital ratio | 9.22% | 11.43% (stronger) |
| Problem loans | 0.06% (stronger) | 4.51% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 0.77% |
| Loans ÷ deposits | 59.8% (stronger) | 90.8% |
| Uninsured deposits | 29.3% (stronger) | 32.5% |
| Offices | 23 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.2% |
Points West Community Bank has the higher TellerScore (75 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 5 and FirsTier Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greeley, CO
- Fort Collins, CO
- Kimball, NE