Side-by-side · Q2 2026 data
Points West Community Bank vs The Eastern Colorado Bank
Metric by metric
| Measure | Points West Community Bank | The Eastern Colorado Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 42 | 63 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 78 (stronger) | 66 |
| Funding & liquidity | 84 (stronger) | 68 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $877.6M | $720.9M |
| Deposits / shares | $768.0M | $603.0M |
| Capital ratio | 9.22% | 11.31% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.45% (stronger) | 1.15% |
| Loans ÷ deposits | 59.8% (stronger) | 74.4% |
| Uninsured deposits | 29.3% (stronger) | 31.1% |
| Offices | 23 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
The Eastern Colorado Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 4 and The Eastern Colorado Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.