Side-by-side · Q2 2026 data
Police Credit Union vs 1st Class Express Credit Union
Credit union
1st Class Express Credit Union
Waukesha, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Police Credit Union | 1st Class Express Credit Union |
|---|---|---|
| TellerScore | 54 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 70 | 98 (stronger) |
| Peer percentile | 13th | 80th |
| Total assets | $905K | $2.1M |
| Deposits / shares | $730K | $1.6M |
| Capital ratio | 19.38% | 22.89% (stronger) |
| Problem loans | 3.49% | 0.30% (stronger) |
| Net charge-offs | 0.00% | -5.46% (stronger) |
| Return on assets | 0.69% | 1.10% (stronger) |
| Loans ÷ deposits | 114.4% | 90.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Class Express Credit Union has the higher TellerScore (86 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Police Credit Union leads on 0 and 1st Class Express Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.