Side-by-side · Q2 2026 data
Pontiac Dwight Prison Employs Credit Union vs Streator Onized Credit Union
Credit union
Pontiac Dwight Prison Employs Credit Union
Pontiac, Illinois · Under $100 million in assets
Metric by metric
| Measure | Pontiac Dwight Prison Employs Credit Union | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 66 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 86th |
| Total assets | $8.3M | $423.3M |
| Deposits / shares | $7.4M | $354.0M |
| Capital ratio | 10.81% | 15.58% (stronger) |
| Problem loans | 0.00% (stronger) | 0.47% |
| Net charge-offs | 0.00% (stronger) | 1.21% |
| Return on assets | 1.15% | 1.19% (stronger) |
| Loans ÷ deposits | 36.1% (stronger) | 90.6% |
| Uninsured deposits | 0.9% (stronger) | 4.6% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Pontiac Dwight Prison Employs Credit Union leads on 4 and Streator Onized Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.