Side-by-side · Q2 2026 data
Popa Federal Credit Union vs Santa Ana Federal Credit Union
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | Popa Federal Credit Union | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 68 | 85 (stronger) |
| Loan quality | 74 | 98 (stronger) |
| Earnings | 67 | 81 (stronger) |
| Funding & liquidity | 91 (stronger) | 90 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 66th | 95th |
| Total assets | $404.5M | $111.6M |
| Deposits / shares | $358.2M | $95.7M |
| Capital ratio | 11.84% | 13.47% (stronger) |
| Problem loans | 0.79% | 0.06% (stronger) |
| Net charge-offs | 0.57% | -0.01% (stronger) |
| Return on assets | 1.17% | 1.52% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 70.6% |
| Uninsured deposits | 6.1% | 4.3% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Popa Federal Credit Union leads on 1 and Santa Ana Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.