Side-by-side · Q2 2026 data
Port Arthur Community Federal Credit Union vs Brazos Community Credit Union
Credit union
Port Arthur Community Federal Credit Union
Port Arthur, Texas · Under $100 million in assets
Metric by metric
| Measure | Port Arthur Community Federal Credit Union | Brazos Community Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 87 (stronger) | 30 |
| Earnings | 0 | 0 |
| Funding & liquidity | 88 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 32nd | 17th |
| Total assets | $20.2M | $20.0M |
| Deposits / shares | $17.7M | $16.4M |
| Capital ratio | 12.18% | 16.99% (stronger) |
| Problem loans | 0.38% (stronger) | 2.10% |
| Net charge-offs | 0.33% (stronger) | 1.59% |
| Return on assets | -0.63% (stronger) | -2.89% |
| Loans ÷ deposits | 72.7% (stronger) | 88.7% |
| Uninsured deposits | 4.2% (stronger) | 4.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port Arthur Community Federal Credit Union has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Port Arthur Community Federal Credit Union leads on 6 and Brazos Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.