Side-by-side · Q2 2026 data
Port of Hampton Roads Ila Federal Credit Union vs Northern Star Credit Union, Inc.
Credit union
Port of Hampton Roads Ila Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Port of Hampton Roads Ila Federal Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 67 | 85 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 42 | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 34th | 77th |
| Total assets | $8.4M | $73.7M |
| Deposits / shares | $7.7M | $63.8M |
| Capital ratio | 7.65% | 16.80% (stronger) |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 0.54% | 0.55% (stronger) |
| Loans ÷ deposits | 48.5% (stronger) | 48.9% |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Northern Star Credit Union, Inc. has the higher TellerScore (85 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Port of Hampton Roads Ila Federal Credit Union leads on 4 and Northern Star Credit Union, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.